Influence of Product Diversification on Financial Performance of Commercial Banks Involved in Mergers and Acquisitions from the Year 2010 in Kenya

Problem Statement: Interest rate capping has been seen as a threat to the improved profitability of banks in Kenya and hence need for diversify their income sources. However, ratio gross non-performing loans deteriorated from 12.7 percent December 2018 12.5 2019 14.5 2020. Purpose: This study sought establish influence product diversification, functional diversification mergers on financial performance Commercial involved acquisitions year 2010 Kenya. Design/Research Method: The utilized descriptive research design targeted eleven (11) commercial Finding: correlation analysis results revealed that there was positive strong significant association between (r=0.657, p=0.000). hypothesis test show statistically influences (β = 0.520, ρ 0.000< 0.05). Implication: Product improves performance. Recommendation: recommends since make only minor adjustments existing operations current measures have successful.